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Membership Rewards

The more you participate in the Credit Union, the more free and discounted services you receive.

Membership Rewards is an exclusive benefit of your NASA Federal Credit Union membership and it reflects the true cooperative nature of credit unions – members helping members.

The way it works is easy. As you build your credit union balances, the more rewards – like free or discounted services – you get.

Simply add up all your savings balances + checking balances + outstanding loan/credit balances (excluding mortgages) + authorized investment balances* to get your Membership Rewards.

Reward Yourself

Membership Rewards is our way of thanking you for your credit union relationship. The more business you do with us, the more rewarding your membership will be. Compare Rewards levels using our Membership Rewards Chart.

All members with personal accounts1 qualify for the benefits of Bronze Rewards – like free NASA Federal ATM transactions and free 24-hour access with eBranch and Contact-24 telephone banking services.

As you increase your participation in your credit union cooperative, you get even more from your credit union membership.

Move up to Silver Rewards and:

  • Add No Service-Fee Checking
  • Add Free Operator Assisted Transactions
  • Add More Free ATM Transactions 2
  • Add Free Travelers Cheques

Move up to Gold Rewards and:

  • Add Half Off Online Bill Pay
  • Add Half Off Shuttle Checks (1 box per year)

Move up to Platinum Rewards and:

  • Add Unlimited Free ATM Transactions 2
  • Add Free Online Bill Pay
  • Add Free Investment Consultation

Simply put, the more business you do with us, the more rewarding your membership will be. Find out more about building your relationship here.

Are There Exceptions?

Yes. We recognize that not all members are able to participate in the credit union in the same way.

These members qualify for all the added benefits of Silver Rewards--unless their balance relationship qualifies them for a greater lever of rewards:

  1. Primary members age 23 and under.
  2. Primary members age 62 or older.
  3. New members during the first 90 days of membership.
  4. All household members where at least one member of the household qualifies for Silver Rewards or greater.
  5. Primary members with first mortgage balances for the first year of the mortgage.

1Business accounts are excluded from Membership Rewards

2Surcharge may apply

3Application and approval required.

Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. NASA Federal Credit Union is in partnership with CFS (Member FINRA/SIPC and SEC-registered Investment Advisors). Financial Advisors are employees of NASA Federal Credit Union and are registered through CFS. Representatives assisting with investment products may also accept member deposits on behalf of NASA Federal Credit Union.


NCUA National Credit Union Administration Equal Housing Lender